Most of us set up our home Wi-Fi routers once and then completely forget about them. The router just sits in a corner, blinking quietly, and as long as the internet works, nobody gives it much thought. But what many people don’t realize is that this small device is far more important than it looks. It is not just a box that spreads Wi-Fi, it’s the gateway to every connected device in your home. Your smartphone, your laptop, your smart TV, even your smart home gadgets like cameras and speakers—all of them rely on your router to connect to the internet. And if the router is not secure, every one of these devices becomes vulnerable. Hackers know this very well. They actively scan the internet, looking for routers that are outdated, unpatched, or left with weak security settings. An unsecured router is like an open invitation for cybercriminals. If they manage to get in, the risks are serious. They could steal your personal data, spy on your online activity, redirect you to fake banking or...
Health insurance is no longer optional—it’s a necessity. Rising medical costs and unexpected emergencies can wipe out savings in days. Yet, many people make mistakes while choosing or managing their health insurance policies. These mistakes can leave them underinsured or struggling during critical times. Here are the 12 most common mistakes in health insurance decisions—and how to avoid them: 1. Delaying the Purchase Many people postpone buying health insurance until they are older or already facing health issues. This not only makes premiums higher but also brings in waiting periods and exclusions. ✅ Tip : Buy a policy early, when you are healthy. It’s cheaper and gives you uninterrupted coverage for the long term. 2. Relying Only on Employer Coverage Employer-provided health insurance feels sufficient—until you switch jobs, lose your job, or retire. At that point, the cover ends, and buying a new policy becomes harder and more expensive. ✅ Tip: Always have an individual or family pol...